Merlot Mortgage

I just read an article online that is a list put out by a college that is intended to keep professors in touch with the incoming students.  This list is the new students reality.  It included things like these kids don’t know now to write in cursive.  That is shocking to me; don’t know how to write?!  [...]

Thank you to the iPhone hackers out there that make it their business to keep us outlaw iPhone users unlocked and able to enjoy the phone with T-Mobile.  However, now that I am passed that hurdle I am not 100% sure this is the perfect phone.  I love the style of the iPhone, it is [...]

The mortgage business is a crazy business this year with all the new and exciting regulations. RESPA, HVCC, Red Flag, licensing testing, and firewalls between anyone who can spell the word “mortgage”.  So much corruption over the past few years that the good guys left standing are paying the price for the not so good [...]

It is summer and training has begun.  Or at least the calendar says its summer; the weather is saying something altogether different.  But the one really nice weekend we did have Jeff and his posse headed out to climb a mountain in preparation for the big one in July.  Another go at Mt. Shasta.    After [...]

I have loved the iPhone ever since it first came out.  And I am one of those people that just likes to have the newest, coolest, tech stuff.  In Central Oregon there was no AT&T service and I am loyal to T-Mobile so I assumed there was no iPhone for me.  But, in my looking [...]

I was recently involved in a conversation with a friend talking about love and how couples manage to be happy together over time.  A subject I am always interested in talking about and thought I had some insights to but this time I really learned something.  Something I think I will embrace; especially in conversations [...]

Why are mortgages tougher at present? This written by an experienced underwriter:  ”It used to be that we could ‘underwrite’ a loan and use common sense to navigate individual circumstances and actually make a decision that a loan was a good credit risk. Then DU and LP came along and gave us the laundry list [...]

It’s winter and while I have been in the snow some my new adventure right now is Dodge Ball!   I heard a rumor going around that someone in town was forming a Dodge Ball League and I couldn’t wait to get out there and re-live my glory days of Dodge Ball King from high school.  [...]

I have to admit I am completely disappointed by Obama’s performance over this first year.  He appears to me to be the most interested in his appearance to the world.  He doesn’t seem to want to do the work but he wants to have a legacy.  He wants people to love him, to talk about [...]

It’s winter now, or at least it is close to winter, and my Dad got me a new toy, or I mean a new tool.  And really it’s for my Mom but I have to use it.  It looks like a giant coffee cup with a hole in the top.  But really the hole has [...]